Up to an $8,000 home-buying incentive from the U.S. Government
plus the lowest interest rates in years when you buy now!

Am I eligible?
If you have not owned a home in the past three years, you may qualify. (That’s right, even if you or your spouse owned a home more than three years ago, you are still considered first-time homebuyers and may qualify for the incentive.)

Am I entitled to the full $8,000 home-buying incentive?
It depends on your modified adjusted gross income (MAGI).

How does the home-buying incentive work?
It is a direct tax credit that reduces the amount of taxes you owe. It's different from a tax deduction, which only reduces the amount of your income that is subject to tax. If your eligible tax credit is more than what you owe in taxes, the balance will be refunded to you.

How long does the program last?
The federal home-buying incentive applies to homes purchased (closed) on or after January 1, 2009,
and before December 1, 2009. The tax credit can be claimed on your 2008 or 2009 tax return.

For additional details on the federal home-buying incentive, visit FederalHousingTaxCredit.com.

Visit us today to take full advantage of this unique opportunity!